Uber Crime and Insurance

Rideshare companies such as Uber and Lyft have been credited with reducing traffic/criminal offenses such as DUI throughout the nation despite data which suggests that it’s the fact varies greatly depending on the state and jurisdiction.

Allegations of crimes and nefarious deeds seem to be all the rage when it comes to reporting on news involving companies such as Uber. Everything from Russian spying to a Driver’s urinating into a bottle when his passenger wasn’t looking have made headlines. More serious cases involving road rage and murder have also been popping up with some regularity.

Recently, criminal offense attorney William R. Moore sat down with personal injury attorney Chris O’toole to discuss steps taken by at least one rideshare company to protect its client passengers.

As of now, Uber provides insurance coverage to its patrons. The policy amounts which range from $50,000 to over $1 million depending on one of three scenarios:

Where a driver was on the clock but did not have a passenger in its car, such as in driving to pick passenger up; where a driver has a passenger in his or her car and gets into an accident (and/or) where an Uber driver comments on intentional or grossly negligent act resulting in harm to a passenger.

It is unclear at this time as to whether Uber provides coverage to its drivers for intentional acts committed against them.